We are a credit broker and not a lender. Finance is subject to status and finance company acceptance. The APR may vary according to your credit score or the amount you borrow. We are not independent and we will receive a commission from any lender we introduce you to, as either a fixed fee or a fixed percentage of the amount you borrow, when we arrange the finance for you. The value of the commission we receive will be provided to you in the Demands and Needs document. View full details of our lender panel, how we operate as a credit broker and our commission arrangements.