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MINI One-Year Car Insurance*

Now is the perfect time to buy your brand new MINI, with one year's FREE car insurance*. Helping you to start your MINI journey the right way.

Arranging insurance for your new car is always high on your to-do list, though with this exclusive offer, it will all be taken care of for you.

For all new MINIs ordered from 30 June to 28 December 2023*, you will receive a year's comprehensive car insurance - completely free.

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What is the eligibility criteria?

To claim your one-year free car insurance with your new MINI, you must:

  • Pass an ID check at your address
  • Hold a full UK/EU driving licence to be eligible for MINI Flex Car insurance
  • Be a UK resident
  • Have had no more than three at-fault claims in the past five years
  • Have had no more than three minor driving convictions in the past five years, and no major convictions

What are the exclusions?

The following exclusions will apply to the one-year MINI car insurance offer:

  • Drivers must be between 21-80 years old
  • John Cooper Works models are excluded
  • Cover is only for the use of the insured vehicle
  • Theft or attempted theft of your car if your car is unoccupied at the time of theft, unless your car is locked and the ignition key or other removable ignition device was not in, on, or left unattended in the immediate proximity of the car
  • Loss or damage to non-standard audio/visual and other non-standard in-car entertainment
  • Driving other cars restricted to drivers aged 25 or over
  • No Claims Bonus (NCB) Protection is only available if you have earned at least four years NCB at inception of the policy
  • Option to purchase No Claims Bonus protection and Legal Expenses cover during free cover period
  • Uninsured driver promise will only apply once we prove the accident was not your fault and you provide details of the uninsured driver if possible

*Terms and conditions, exclusions and further eligibility apply.

Offer valid for new MINIs ordered from 30 June to 28 December 2023 and registered by 31 March 2024.
Offer excludes MINI John Cooper Works models.
MINI Car Insurance is managed and administered by Wrisk Transfer Limited
, registered in England under company number 10657213 and is a wholly owned subsidiary of Wrisk Limited. Registered Address: 45 Gresham Street, London, EC2V 7BG, United Kingdom. The company is registered in England under company number 09721622. Wrisk Transfer Ltd is authorised and regulated by the Financial Conduct Authority under the Financial Services Register number 788062.

This insurance is underwritten by Highway Insurance Company Limited. LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria General Insurance Group of companies. Highway Insurance Company Limited, registered in England and Wales number 3730662 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address: 57 Ladymead, Guildford GU1 1DB. Tel. 0330 1239970.

MINI Insurance Solutions is a trading name of BMW Financial Services (GB) Limited is authorised and regulated by the Financial Conduct Authority, reference number 312578, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. BMW Financial Services (GB) Limited and Wrisk Transfer Limited are not part of the same corporate group.

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