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Get inspiration for your next Motability vehicle with these three fantastic models - all of which you can use your £750 New Vehicle Payment to cover!
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Motability Advance Payment: Our Top Three Picks Under £750

Motability Advance Payment: Our Top Three Picks Under £750

Get inspiration for your next Motability vehicle with these three fantastic models - all of which you can use your £750 New Vehicle Payment to cover!


  • The New Vehicle Payment can now be used towards the Advance Payment (AP) to secure your next vehicle.
  • If the AP is more than £750 you will need to pay the difference, though if it is less this will be returned to you after you receive your vehicle.
  • Our top three picks with an Advance Payment under £750 include the MINI Hatchback, Kia Sportage, and Volkswagen T-Roc. Read on to find out why!


Motability widened horizons recently for Scheme customers. The leading organisation for disabled motoring announced that as well as the New Vehicle Payment being increased to £750, this can now be used towards the Advance Payment.

This means that customers can now send their NVP directly to the dealership instead of receiving the payment after collecting their new vehicle.

If the Advance Payment is more than £750, customers will need to pay the difference, though if it is less, they will be given the difference after getting their new vehicle.

With this in mind, we have rounded up our top three picks with an Advance Payment under £750 to help you get started.

Already know what you are looking for? Start your search online.

Browse Motability Vehicles

MINI Hatchback – From £0

The MINI Hatchback is available on the Motability Scheme with an Advance Payment from £0 depending on the model.

Available in manual or automatic with both petrol and electric versions, the MINI Hatchback offers iconic style and flexible motoring.

It comes as a three or five-door hatchback depending on your needs and will provide plenty of space for you and any passengers to enjoy the journey.

Choose from the Cooper S Level 3 with a 32.6kWh battery and electric motor, delivering up to 181bhp and zero-emissions driving.

Alternatively, there is also the Cooper Classic Premium with a 1.5-litre petrol engine offering up to 134bhp and an efficient 50.4mpg to get you where you need to go.

Some key design highlights include:


  • Exclusive 17” MINI Roulette Spoke wheels (with six 16”-17” alternative options)
  • Roof and mirror caps available in body colour as standard, or black and white as an option
  • Optional multitone roof and mirror caps in black, or yellow mirror caps as alternative options
  • LED headlights and rear lights with distinctive Union Jack design
  • Sports seats with Nappa leather in Carbon Black, and a Piano Black trim
  • Ambient lighting
  • Multi-function Nappa leather sports steering wheel


With the electric version, you also get driver assistance features such as Cruise Control, Intelligent Emergency Call, and more to help make safety a priority.

Meanwhile, the Cooper Classic Premium offers 15” Heli spoke alloy wheels as standard with a range of 16”-17” options also available.

Exterior styling includes a black or white roof and mirror caps, or a body-coloured roof and mirror caps all as standard.

Inside, you can choose from carbon black or firework cloth upholstery, with leather, sport, and chequered upholstery versions available to add on optionally.

Other features include:


  • Ambient interior lighting
  • LED reading lights, and vanity mirror lights
  • 8.8” touchscreen with an LED ring
  • Six high-quality sound speakers in the front door trims and seats.


You can also choose from the Premium Pack and Driving Assistant Pack to personalise your MINI Hatchback even further.

As for safety and security, this is all taken care of with a tyre pressure monitoring system, child locks on rear doors, six airbags, and an alarm system with tilt sensory and door monitoring all provided.

Want to know more? View our MINI Hatchback models available on the Motability Scheme.

Shop MINI Hatchback

Kia Sportage – From £499

Named Best Family SUV at the What Car? Car of the Year Awards 2023, the Kia Sportage is a firm favourite in its segment, offering a range of versatile, advanced features and sophisticated style.

With an Advance Payment of £499, the Kia Sportage makes another great option for your next Motability vehicle if you are looking to use your New Vehicle Payment and still have some money left over.

The model available on the Scheme is a 1.6T GDi ISG 2 5dr petrol version, which offers up to 148bhp and a manual or automatic transmission.

You can choose from three petrol engines:


  • 1.6T GDi ISG (148bhp) 2WD
  • 1.6T GDi ISG 48V (148hp) 2WD
  • 1.6T GDi ISG 48V (148bhp) AWD


Packed with a generous amount of standard equipment, the Kia Sportage is sure to make driving a joy.

This includes a range of driver assistance features such as Anti-Lock Braking System (ABS), Downhill Brake Control (DBC), and Hill-start Assist Control (HAC), plus all the security and safety features you would expect from an advanced SUV.

You will also receive smart technology features to enhance your drive, including a 4.2” supervision colour cluster display, an 8” touchscreen display, and a six-speaker Audio system for full connectivity. Connect your smartphone via Android Auto or Apple CarPlay and use Voice Control to answer messages or play music on the go.

Inside, the Kia Sportage offers:


  • Black premium cloth upholstered seats with a manual seat height adjuster on the driver’s seat
  • A leather steering wheel with mounted controls
  • All-round electric windows
  • Dual-zone climate control


Exterior features include LED daytime running lights, headlamps, and stoplights for top-class vision, with adjustable and heated door mirrors.

Not neglecting style, the Kia Sportage offers body-coloured and black bumpers, a rear spoiler, and body-coloured exterior door handles and mirrors for a seamless look.

Add to this a set of 17” alloy wheels and silver accents all around, and you have a simple yet sophisticated look that will love to show off on the road.

Another great thing about the Kia Sportage is the level of storage offered inside for your convenience. Storage features include a centre console storage box, cupholders in the rear armrest, an illuminated glovebox, a covered luggage area, and more.

Plus, with a 40:20:40 split, the rear seats can be folded to help provide more storage for any equipment you might need for the journey.

Is the Kia Sportage calling you? View our stock available now.

Shop Kia Sportage Models

Volkswagen T-Roc – From £549

Last but not least is the Volkswagen T-Roc with a £549 Advance Payment. This award-winning SUV is confident and capable, ready to make everyday motoring easier.

You can get the 1.0-litre TSI Life 5dr model on the Scheme, which comes with a petrol engine and manual transmission - great for those who prefer a smaller yet punchy engine.

It offers up to 108bhp with front-wheel drive and a six-speed gearbox, and with 47.1mpg you can get more for your money at the petrol station.

Exterior highlights include 16” Chester alloy wheels as standard, body-coloured bumpers, exterior mirrors and door handles plus LED headlights, and Dark Red LED rear combination lamps.

Inside, you get comfortable front seats with lumbar support and seat height adjustment, plus the Air Care Climatronic air conditioning system for your comfort.

There are also two reading lights in the front for added convenience, and a variable, removable boot floor offers flexible boot space depending on your needs.

The driver’s cabin features luxurious styling elements such as a leather-wrapped multi-function steering wheel and gearshift handle, plus decorative inserts in Pewter Matt on the dashboard, centre console, and door panels.

As for technology, you will receive an 8” digital display and DAB radio, plus 2 USB-C charging ports for onboard charging. There is also Wireless App-Connect allowing you to connect your smartphone, as well as We Connect and We Connect Plus functionality. Connectivity, check!

To make drives safer and smoother, you will also receive a generous range of driver assistance features. These include Adaptive Cruise Control, Hill Start Assist, Park Assist, and more to help take the fuss out of driving.

Want to explore the Volkswagen T-Roc further? View our latest stock available.

Shop Volkswagen T-Roc

We hope you feel inspired to start your search for your next vehicle, and just some of the fantastic models you could get using your Advance Payment.

Please note that any adaptations you may require may not be covered by your Advance Payment. Learn more about adaptations and how these can suit your needs.

For more helpful tips and insights, take a look at our newsroom.