Switching to an electric vehicle on the Motability Scheme doesn’t have to mean a big upfront cost. This quarter, you can choose an electric car with no Advance Payment, and more options come in under £1,000.
Every price below comes from the latest Motability Scheme price list, for applications made between Thursday 1st October and Thursday 31st December 2026.
Why Go Electric on the Scheme?
Electric vehicles produce zero tailpipe emissions, and with no gears to change, they’re smooth and quiet to drive. Every EV on the Scheme is automatic, which suits drivers who find a clutch pedal difficult.
Charging at home is usually the cheapest way to run an EV. The Scheme estimates you could save around £409 a year compared with an equivalent petrol car when charging at home.*
Not sure an EV fits your routine? The Scheme’s EV for me tool gives personalised recommendations based on how you drive.
Electric Cars With No Advance Payment
Citroen C3 (Electric)
Electric | Automatic | Nil Advance Payment
The electric C3 is a comfortable supermini with a slightly raised, SUV-inspired stance. That extra height helps with getting in and out, and you’ll pay nothing upfront to lease one.
Discover Citroen Motability Scheme cars.
Hyundai INSTER
Electric | Automatic | Nil Advance Payment
The INSTER is a small electric car that feels roomier inside than its size suggests. A lip-free boot makes loading easier, and an underfloor compartment keeps charging cables tidy.
Explore Hyundai Motability Scheme cars.
Electric Cars Under £1,000 Advance Payment
Vauxhall Frontera Electric
Electric | Automatic | Advance Payment from £699
If you need more space than a supermini offers, the Frontera Electric is a family SUV with room for passengers and luggage.
Explore Vauxhall Motability Scheme cars.
Kia EV2
Electric | Automatic | Advance Payment from £999
The EV2 is Kia’s compact electric SUV, with a raised seating position in a footprint that’s easy to manage in town.
Browse Kia Motability Scheme cars.
Hybrid Alternatives Under £1,000
Not ready to go fully electric? These hybrids cut fuel use without relying on a charger, or let you charge at home when it suits you:
Mazda 2 Hybrid, nil Advance Payment: a full hybrid supermini that never needs plugging in. View the Mazda 2 Hybrid.
MG3, from £299: a self-charging hybrid supermini with an automatic gearbox. Explore MG Motability Scheme cars.
Geely Starray, from £999: a plug-in hybrid SUV that can cover shorter trips on electric power. Browse Geely Motability Scheme cars.
See every option in our hybrid Motability Scheme cars range.
Things to Consider Before You Switch
Home charging. Off-street parking makes charging at home far simpler. Your Vertu dealership can talk you through charging options when you order.
Handling the cable. Charging cables can be heavy and stiff. Check where the charge port sits and whether you can plug in comfortably from your usual parking position.
Your mileage. New three-year leases include 30,000 miles. Think about your regular journeys and how often you’d need to charge on longer trips.
Public charging costs. Rapid public chargers cost considerably more than home charging, so relying on them will reduce your savings.
Explore Electric Motability Scheme Cars at Vertu
Our Motability Scheme specialists can help you find an EV that suits your needs and arrange a test drive. Browse electric Motability Scheme cars, or book an appointment at your nearest Vertu dealership.
Want to compare every fuel type? Our Motability Scheme price list 2026 guide covers this quarter’s top picks.
Advance Payments shown include 20% VAT and apply to Motability Scheme applications made between Thursday 1st October and Thursday 31st December 2026. Prices and availability may change, and the next Motability Scheme price list is due from Friday 1st January 2027. Please check delivery times and any vehicle features you need with your Vertu dealership when you apply.
See electric Motability Scheme cars
*Estimate from the Motability Scheme, based on 5,000 miles a year and charging at home on a standard variable tariff, compared with an equivalent petrol car at September 2026 average fuel prices. Actual savings depend on your mileage, vehicle efficiency, energy prices and where you charge.
- Electric
- Motability