Vertu Used Car Event now on! Get £500 off PLUS an extra £500 when you part-exchange. Offer ends 16 November 2026
Want to discover more used cars, explore our full selection available online today or pop down to one of our local dealerships.
Want to discover more used cars, explore our full selection available online today or pop down to one of our local dealerships.
Personal Contract Purchase (PCP) | ||
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| A form of HP finance agreement with lower monthly payments because part of the vehicle's value is deferred to the end as an optional final payment (GMFV). At the end, you can return the car, pay the final amount to keep it, or part exchange into another vehicle. | ||
Hire Purchase (HP) |
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| A finance agreement where you pay the full cost of the vehicle over fixed monthly payments with a fixed interest rate. Once all payments have been made, ownership transfers to you with no final payment. |