The Motability Scheme is designed for disabled people and offers them an affordable way to lease a new car. You exchange part or all of your mobility allowance to lease a car, with tax, insurance, servicing & MOTs, and breakdown cover included. If leasing your first electric vehicle, you may also be eligible for a free home charging point.

If you receive the higher rate of one of the following disability allowances, you may be eligible to apply:

• Personal Independence Payment (PIP)
• Disability Living Allowance (DLA)
• Adult Disability Payment (Scotland)
• Child Disability Payment (Scotland)
• War Pensioners' Mobility Supplement (WPMS)
• Armed Forces Independence Payment (AFIP)

You must have at least 12 months remaining on your allowance to apply for the Scheme. You can find this out by contacting your allowance provider. If you have less than 12 months, you'll need to wait for it to be renewed.

This will depend on your specific needs and lifestyle. All vehicles on the Motability Scheme are carefully chosen to ensure they meet the needs of a range of customers.

If you're unsure where to start, you can use Motability's online tool to help determine which vehicle suits you best. You can also take a test drive at your local Vertu Motors dealership to get a feel for any vehicles you are interested in.

The Disability Living Allowance (DLA) is currently £77.05 per week at the higher rate, and £28.70 per week at the lower rate. If there are any changes to your allowance, you will be notified by your provider.

This is awarded to disabled people aged between 16 and the State Pension age. You can learn more about allowances by visiting the Motability Scheme website.

First, decide whether you want to use some or all of your mobility allowance and choose your car. After collection, payments will be taken straight from your allowance provider. The only thing you'll have to pay is the difference in the Advance Payment if you choose a vehicle above a certain price. If you choose a vehicle below a certain price, then you'll receive the difference.

You can start applying for the Motability Scheme using your online account. Simply navigate to 'New car application' and make sure your details are all correct. If you are new to the Scheme, you'll need to create an account first.

Then, you can speak to a Motability Scheme dealer to help find your ideal vehicle, as well as any adaptations you may need.

If you've ordered a Motability Scheme car, you'll collect it from your nearest dealership once it's ready. For collection, you'll need to bring:

• Proof of identity - in the form of a UK passport or driving licence
• The driving licence if another driver will be collecting your vehicle
• The PIN sent to you from Motability Scheme, which you can view in your online account

Once you've checked over the vehicle and made sure you are happy, you can then start enjoying it for yourself. Delivery is also available for other Motability Scheme vehicles, and you can find out more on the Motability Scheme website.

Motability Scheme emphasises that the vehicle should always be used for the benefit of the disabled person. Other than the disabled person themselves, only those on the named drivers list with a Certificate of Motor Insurance can use the vehicle.

Motability Scheme cars are paid for using either part or all of your mobility allowance. As for adaptations, some of these are offered free of charge, while others you will need to pay for depending on what it is.

The four-day rule refers to a guideline Motability Scheme set for dealerships to ensure a smoother process. Dealerships must provide a confirmed delivery date (CDD), and ensure all paperwork and checks are completed within four days of the CDD.

Motability Scheme leases usually last for three years, or five for wheelchair-accessible vehicles (WAVs). After this point, the car is usually returned and sold to a dealership. At the end of your lease, you can then:

• Lease another vehicle
• Request a lease extension if you need to keep your current vehicle for longer
• Return your vehicle and receive your mobility allowance again

You can find more information about these options on the Motability Scheme website.

Your Motability Scheme lease includes an average mileage allowance of 10,000 miles per year. This provides a total allowance of 30,000 miles over a three-year lease, or 50,000 miles over five years for Wheelchair Accessible Vehicles (WAVs). If you exceed your mileage allowance, you'll be charged 25p per mile (including VAT) at the end of your lease.  

This will depend on your agreement. For a three-year lease, you will currently receive £250, while five-year leases will get £350. This is known as the Good Condition Payment and is awarded to customers who have taken good care of their Motability Scheme vehicles.

Unfortunately, you cannot buy your Motability Scheme car at the end of a lease.

PIP stands for Personal Independence Payment. It's an allowance to help with the added costs of living for those with long-term health conditions or disabilities. If you receive the higher rate mobility part of PIP and have at least 12 months left of your allowance, you'll be able to apply for the Motability Scheme.

To receive PIP, you'll need to aged between 16 and the State Pension age. You'll also need to have daily living or mobility needs due to an illness, disability, or mental health condition.