What is the Motability
Scheme and how does it work?
The Motability Scheme is designed for disabled people and offers them
an affordable way to lease a
new car. You exchange part or all of your mobility allowance to lease a car,
with tax, insurance, servicing & MOTs, and breakdown cover included.
If leasing your first
electric vehicle, you may also be eligible for a
free home charging point.
Who qualifies for the
Motability Scheme?
If you receive the higher rate of one of the following disability
allowances, you may be eligible to apply:
- Personal Independence Payment (PIP)
- Disability Living Allowance (DLA)
- Adult Disability Payment (Scotland)
- Child Disability Payment (Scotland)
- War Pensioners' Mobility Supplement (WPMS)
- Armed Forces Independence Payment (AFIP)
You must have at least 12 months remaining on your allowance to apply
for the Scheme. You can find this out by contacting your allowance
provider. If you have less than 12 months, you'll need to wait for it
to be renewed.
Which type of
Motability vehicle suits me best?
This will depend on your specific needs and lifestyle. All vehicles on
the Motability Scheme are carefully chosen to ensure they meet the
needs of a range of customers.
If you're unsure where to start, you can use
Motability's online tool
to help determine which vehicle suits you best. You can also take a
test drive
at your
local Vertu Motors dealership
to get a feel for any vehicles you are interested in.
How much is the
Motability allowance per week?
The Disability Living Allowance (DLA) is currently £77.05 per week at
the higher rate, and £28.70 per week at the lower rate. If there are
any changes to your allowance, you will be notified by your provider.
This is awarded to disabled people aged between 16 and the State
Pension age. You can learn more about allowances by visiting the
Motability website.
How do I pay for
Motability?
First, decide whether you want to use some or all of your mobility
allowance and choose your car. After collection, payments will be
taken straight from your allowance provider. The only thing you'll
have to pay is the difference in the Advance Payment if you choose a
vehicle above a certain price. If you choose a vehicle below a certain
price, then you'll receive the difference.
How do I apply and
order a Motability car?
You can start applying for the Motability Scheme using your
online account. Simply navigate to 'New car application' and make sure your details
are all correct. If you are new to the Scheme, you'll need to
create an account first.
Then, you can speak to a Motability dealer to help find your ideal
vehicle, as well as any
adaptations
you may need.
How do I get my
Motability vehicle?
If you've ordered a Motability car, you'll collect it from your
nearest dealership once it's ready. For collection, you'll need to
bring:
-
Proof of identity - in the form of a UK passport or driving licence
-
The driving licence if another driver will be collecting your
vehicle
-
The PIN sent to you from Motability, which you can view in your
online account
Once you've checked over the vehicle and made sure you are happy, you
can then start enjoying it for yourself. Delivery is also available
for other Motability vehicles, and you can find out more on the
Motability website.
Can you use a
Motability car without the disabled person?
Motability emphasises that the vehicle should always be used for the
benefit of the disabled person. Other than the disabled person
themselves, only those on the
named drivers list
with a Certificate of Motor Insurance can use the vehicle.
Are Motability cars
free?
Motability cars are paid for using either part or all of your mobility
allowance. As for adaptations, some of these are offered free of
charge, while others you will need to pay for depending on what it is.
What is the four-day
rule for Motability?
The four-day rule refers to a guideline Motability set for dealerships
to ensure a smoother process. Dealerships must provide a confirmed
delivery date (CDD), and ensure all paperwork and checks are completed
within four days of the CDD.
What happens after
three years with a Motability car?
Motability leases usually last for three years, or five for
wheelchair-accessible vehicles (WAVs). After this point, the car is
usually returned and sold to a dealership. At the end of your lease,
you can then:
- Lease another vehicle
-
Request a lease extension if you need to keep your current vehicle
for longer
- Return your vehicle and receive your mobility allowance again
You can find more information about these options on the
Motability website.
How many miles can I
drive?
With a three-year Motability lease, you'll be able to drive up to
60,000 miles. If you choose a five-year lease, you can expect a
mileage limit of 100,000. If you exceed this limit, you will be
charged 5p for each additional mile by Motability.
How much do you get
back when you hand in your Motability car?
This will depend on your agreement. For a three-year lease, you will
currently receive £250, while five-year leases will get £350. This is
known as the
Good Condition Payment
and is awarded to customers who have taken good care of their
Motability vehicles.
Can I buy my
Motability car after three years?
Unfortunately, you cannot buy your Motability car at the end of a
lease.
What is PIP in
Motability?
PIP stands for Personal Independence Payment. It's an allowance to
help with the added costs of living for those with long-term health
conditions or disabilities. If you receive the higher rate mobility
part of PIP and have at least 12 months left of your allowance, you'll
be able to apply for the Motability Scheme.
What is the criteria
for mobility on PIP?
To receive PIP, you'll need to aged between 16 and the State Pension
age. You'll also need to have daily living or mobility needs due to an
illness, disability, or mental health condition.
